G
“He explains everything in simple terms with clear actions.”
INDEPENDENT FINANCIAL ADVICEYour money.
Your money.
Your future.
Let’s make a plan.
Clear advice on pensions, investments and the decisions that matter. A financial plan built around you, with people you can talk to.
G5.0 ★★★★★20 reviews on Google ↗Independent advice
Your goals guide our recommendations.
A personal relationship
Real conversations. Clear explanations.
Local to you
Saffron Walden · Horsham · London
FCA regulated
Firm reference number 974429
OUR CLIENTS, IN THEIR OWN WORDSGood advice.
GGood advice.
Great relationships.
5.0 ★★★★★20 Google reviews
G
“Sensible and easy to chat with”
G
“Very easy to work with and always contactable”
Rating checked September 2026. Selected review excerpts.Read all reviews on Google
YOUR LIFE, AT THE CENTREWhat does a better
What does a better
future look like to you?
Retiring on your terms. Giving your family a head start. Making more of what you have built. We help turn the big questions into a personal plan.
01 ↗
A retirement to look forward to
Bring your pensions, savings and ambitions together. Understand your options and plan for life beyond work.
02 ↗Make your wealth work for you
Give your investments a clear purpose, with advice shaped around your goals, time horizon and attitude to risk.
03 ↗Look after the people you love
Plan for the unexpected and consider how you want to support your family now and in the future.
WHAT WE DELIVERYour financial plan.
Your financial plan.
Built for your life.
Four connected parts bring your finances together, with clear recommendations, practical actions and continuing support.
Foundation
Get the building blocks right.We review your pensions, ISAs and other investment arrangements to check their features, costs and suitability for your plan. This includes access and drawdown options, existing benefits and guarantees, and whether consolidation would make your finances easier to manage. We recommend changes where appropriate, rather than moving products for the sake of it.
WHAT YOU RECEIVE
A review of your existing arrangements and clear recommendations on what to keep, improve or change.
Optimise your investments
Give your money a clear purpose.We recommend an investment strategy shaped around your goals, when you expect to use your money, your attitude to risk and your capacity for loss. We assess diversification, costs, the investment approach and performance in context, then keep the portfolio under review. The aim is to support your goals and preserve purchasing power over time; returns are not guaranteed.
WHAT YOU RECEIVE
A recommended investment mix, with an explanation of its role, costs and risks.
Action plan
Turn your goals into practical steps.We help identify and quantify your goals, assess whether you are on track and agree actions to address any gaps. These might include changing savings contributions, using suitable tax wrappers or planning retirement withdrawals. Where appropriate, cashflow modelling helps illustrate different scenarios, test assumptions and show the potential impact of your decisions.
WHAT YOU RECEIVE
A prioritised action plan and, where appropriate, a cashflow report alongside your financial plan.
Ongoing service
Keep your plan relevant as life changes.Ongoing advice is integral to our service. We review progress, revisit your goals and adapt your plan as your circumstances change. We consider relevant tax and legislative changes, review your investments and help you stay focused on your longer-term objectives through market uncertainty.
WHAT YOU RECEIVE
Continuing reviews, guidance and agreed adjustments to your plan and investments.
Tax planning, throughout.
We consider suitable tax wrappers and available allowances as part of your plan, reviewing opportunities as your circumstances and legislation change. Tax treatment depends on individual circumstances and may change. Cashflow projections illustrate assumptions; they are not predictions or guarantees.
THE PICCADILLY WAYWe see the person.
We see the person.
Then the numbers.
Behind every financial decision is a life being lived. We take the time to understand yours.
With backgrounds spanning private banking, investment markets and financial planning, our team brings a broad perspective to a very personal relationship.
Get to know Piccadilly↗A CLEAR WAY FORWARDFrom first hello
Explore our process↗From first hello
to what comes next.
Initial call
A free conversation about your priorities, your questions and whether we can help.
Discovery & proposal
We complete a fact-find to understand your goals and finances, then set out the proposed service, initial advice fee and ongoing advice fee for you to agree before advice begins.
Advice
We research your options and present personal recommendations, explaining the benefits, risks and the product, platform and investment charges before implementation.
Implementation
With your agreement, we help put the recommendations into place and keep you informed throughout.
Ongoing support
Ongoing advice is part of our service. We review your plan and adapt it as your life and priorities change, in line with the scope agreed at the outset.
CLOSER THAN YOU THINKThree offices.
Three offices.
One personal approach.
Meet us in Saffron Walden, Horsham or London by appointment. We also work with clients across the UK.
ESSEX01
Saffron Walden
The Dolls House
Audley End Business Centre, Saffron Walden, Essex, CB11 4JL
01799 809 159 ↗Arrange a meeting →WEST SUSSEX02
Horsham
By appointment
Independent advice, with a personal connection.
01403 628 007 ↗Arrange a meeting →LONDON03
London
By appointment
Financial planning that fits around your life.
0203 468 1775 ↗Arrange a meeting →LET’S START WITH YOUYour next chapter.
Your next chapter.
Our first conversation.
No need to have all the answers.
Let’s work out the right questions together.